Rating Definitions

Foreign Currency and Local Currency Ratings

International Issuer Credit Ratings: Foreign Currency and Local Currency CI's international issuer credit ratings indicate the general creditworthiness of an entity (such as a bank, corporate or sovereign) and the likelihood that it will meet its financial obligations in a timely...
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Support Ratings for Banks

CI's support ratings assess the likelihood that, in the event of difficulties, a bank would receive sufficient financial assistance from the government or private owners to enable it to continue meeting its financial obligations in a timely manner. Support ratings...
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Financial Strength Ratings

CI's financial strength ratings provide an opinion of a bank's inherent financial strength, soundness and risk profile. These ratings do not address sovereign risk factors, including transfer risk, which may affect an institution's capacity to honour its financial obligations, be...
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Bond Issue Ratings

CI's long-term bond, other debt and Sukuk ratings are applicable to both specific corporate financial contracts and bank obligations with an original maturity in excess of one year. Short-term issue ratings are generally assigned to financial obligations with an original...
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National Ratings

CI's national ratings provide an opinion as to the ability and willingness of obligors to meet financial commitments either in general (an issuer credit rating) or with respect to a specific debt instrument (an issue credit rating) relative to all...
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Insurance Rating Definitions and Rating Scale

Insurance Rating Definitions and Rating Scale The Insurer Financial Strength Rating (IFSR) provides a forward-looking opinion of an insurer’s capacity and willingness to pay its valid insurance contract obligations when they become due. An IFSR is not specific for any particular...
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