Rating Methodologies

Sovereign Ratings

CI's Analytical Approach CI's sovereign credit ratings indicate the ability and willingness of sovereign governments to repay existing and future commercial debt obligations on time and in full. Government creditworthiness is also a key consideration in assessing the...
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Bank Ratings

Banks are specialised institutions that require a unique analytical approach in order to accurately assess their risk profile. CI has a consistent and coherent bank rating methodology which is applied to all rated banks. We take a holistic approach to...
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Corporate Ratings

This summary of Capital Intelligence's (CI) corporate rating methodology describes the analytical criteria important in assigning corporate ratings to commercial and industrial companies and groups. It details the most important areas of analysis that are germane to the understanding of...
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Investment Company Ratings

This summary of Capital Intelligence's (CI) methodology on rating investment companies describes the analytical criteria important in assigning corporate ratings to complex, diversified non-bank financial entities and groups. CI currently rates a significant number of companies which exhibit a diverse...
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Bond Ratings

The basic methodology to be employed in rating a bond or sukuk follows the same approach as the Methodology for Corporate Rating. This methodology should therefore be read in conjunction with that methodology and/or the methodologies covering specialised sectors where...
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Local Government Ratings

CI’s Approach to Rating Local and Regional Governments Introduction and Overview Capital Intelligence’s (CI) public finance issuer ratings are an opinion on the general creditworthiness of a local or regional government and the likelihood that it will meet its financial obligations in...
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Definition of Default

Capital Intelligence (CI) considers a default to have occurred when: An issuer fails to pay a material sum of principal and/or interest on a financial obligation in accordance with its terms; An issuer files for bankruptcy or similar protection from creditors –...
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